When lending money, attach the validity and form of the IOU

IOU – How to write an IOU – Effect of an IOU – Attachment to the IOU form

When you lend money to someone, the creditor’s heart must have had a purpose entirely in good faith. If you didn’t borrow it from a stranger, almost all debtors are likely to have close relationships with creditors. Therefore, I think there is no choice but to lack documents such as IOU.You don’t have to write an IOU because we’re friends.We don’t need any papers between us because we’re seeing each other.For business reasons, this amount of money is possible without documents.Whatever the reason, it is true that a shortage of documents will be disadvantageous to creditors.For this reason, today we will introduce how to receive documents when you make a money transaction with the other party and its effectiveness.

When you lend money to someone, the creditor’s heart must have had a purpose entirely in good faith. If you didn’t borrow it from a stranger, almost all debtors are likely to have close relationships with creditors. Therefore, I think there is no choice but to lack documents such as IOU.You don’t have to write an IOU because we’re friends.We don’t need any papers between us because we’re seeing each other.For business reasons, this amount of money is possible without documents.Whatever the reason, it is true that a shortage of documents will be disadvantageous to creditors.For this reason, today we will introduce how to receive documents when you make a money transaction with the other party and its effectiveness.

1. reason for having to write an IOU before and after lending money

The only document is the only document that can prove that the money transactions between both parties.You can’t make money from the creation of money.Why should I write a loan card?Obligation of borrowings of debt (a) obligation of obligations.② If you are late payment date, it can be used to use evidence, such as a lawsuit, etc.③Even if there is no separate account transfer is not a separate account transfer.Guidelines for creating a loan cardIt is good to create a place as possible.The third party advice, but participants cannot force, but it cannot force.Even if there are consent of the obligor, the agency sign of the obligation may be disabled.It is good when you lend money to the money, but it is good at the time of the debt, but it is effective.If there are no documents, anyone can prove interested relationship.If there are full evidence in digital era, there must be evidence that they have signed directly signed.The IOU is the only document that can prove that there was a money transaction between the parties. You can make it after lending money.Why do I have to write an IOU?Effect of IOU (i) Recognition of debtor’s debt amount.② If the payment date is overdue, evidence such as provisional seizure and litigation can be used.③Even if there is no separate account transfer, it is used as evidence with the debtor’s autograph.Guidelines for preparing IOUs It is recommended to make it as public as possible.Third-party advice, participation is possible, but silent threats and coercion are not possible.Even with the debtor’s consent, proxy writing and signature may be invalid.The best time to fill out an IOU is when you lend money, but even if you write it with the consent and consent of the debtor at a later date, it will be effective in evidence.No matter how close you are, no one can prove their interests without documents. Even if there is a lot of evidence in the digital age, there should be evidence that has been acknowledged and signed directly.2. How to prepare an IOU and attach a formThere is not a certain form and method when writing an IOU. However, please refer to the fact that there are several things to follow and that it could be a little more advantageous for creditors if you keep it.How to write an IOU card If the situation is not acceptable, you can write a memo in the debtor’s handwriting. The details are as follows.Make sufficient pre-adjustments before creating.Write down the name, name, resident number, address, etc. of the person who lent it.The payment method of the amount of the claim, normal interest, delayed damages, etc., is described.If the due profit is lost, up to 20% can be agreed on delayed interest.Prepare two copies of the same document and store them separately.IOU FORM ATTACHED FILE IOU FORM. COMPUTER STORAGE IN HWP FILE DOWNLOADSave to Neighbor MYBOXYou have to pay more attention to lending money between parents and children than ordinary loans. For example, lending interest-free to others and lending without family interest can be mistaken for a gift. Things that you think are troublesome or unnecessary can eventually cause difficulties for creditors. Now I’m in good contact to ask for help, but I can deny the fact that the debtor was there when I didn’t have money.You have to pay more attention to lending money between parents and children than ordinary loans. For example, lending interest-free to others and lending without family interest can be mistaken for a gift. Things that you think are troublesome or unnecessary can eventually cause difficulties for creditors. Now I’m in good contact to ask for help, but I can deny the fact that the debtor was there when I didn’t have money.3. the need for notarization of IOUs, compulsory collection3. the need for notarization of IOUs, compulsory collectionWhat happens when you try to proceed with forced collection without meeting the payment deadline?Will the debtor’s bank seize it?Do you want to auction real estate?Do you want to seize your salary?In conclusion, if you only have an IOU, it is impossible to proceed directly with all of the above processes. Seizure is a system in which only creditors with executive powers can apply to the court. All the process that the creditor can do is to add an “i”.If you obtain notarization from the notary office of the loan certificate, there is no need for a separate payment order or lawsuit, and you can seize it without the consent of the debtor. Of course, it is a process that requires the consent of the debtor.If you do not agree or cannot pay, it would be better to proceed by receiving a payment order or civil suit from the court instead of receiving additional documents. If you know any property in advance, please accept a provisional seizure.Please refer to the text as the creditor should select and proceed with the legal process.When you borrow money, you pretend to be a bad talker or close friend, but you should already know that the person is borrowing money without being able to pay.So far, we have looked into how to write an IOU (form, effect) when lending money to acquaintances.That’s it.What happens when you try to proceed with forced collection without meeting the payment deadline?Will the debtor’s bank seize it?Do you want to auction real estate?Do you want to seize your salary?In conclusion, if you only have an IOU, it is impossible to proceed directly with all of the above processes. Seizure is a system in which only creditors with executive powers can apply to the court. All the process that the creditor can do is to add an “i”.If you obtain notarization from the notary office of the loan certificate, there is no need for a separate payment order or lawsuit, and you can seize it without the consent of the debtor. Of course, it is a process that requires the consent of the debtor.If you do not agree or cannot pay, it would be better to proceed by receiving a payment order or civil suit from the court instead of receiving additional documents. If you know any property in advance, please accept a provisional seizure.Please refer to the text as the creditor should select and proceed with the legal process.When you borrow money, you pretend to be a bad talker or close friend, but you should already know that the person is borrowing money without being able to pay.So far, we have looked into how to write an IOU (form, effect) when lending money to acquaintances.That’s it.Previous Image Next ImagePrevious Image Next ImagePrevious Image Next Image